As an investor, it’s critical that you understand your portfolio and be ready to respond to situations that may put your hard earned assets at risk. So-called high yield junk bonds are one area that should raise red flags. Our skilled Securities Fraud Attorneys in Tampa can carefully review your investments and counsel you on…
Continue reading ›By Alfred Villoch, III, Esquire, with Savage, Combs & Villoch, PLLC Consumer bankruptcy filings are down 12 percent so far in 2014, according to Epiq Systems, Inc., and as reported by the American Bankruptcy Institute. See “Bankruptcy Filings Through First Three Quarters of 2014 Fall 12 Percent from 2013, Commercial Filings Fall 22 Percent.” The…
Continue reading ›By Alfred Villoch, III, Esquire, with Savage, Combs and Villoch, PLLC A federal judge recently dismissed a bankruptcy case filed by a marijuana business owner in Colorado, according Tom McGhee of the Denver Post. Why? Because marijuana remains illegal under federal law and that causes major impediments in obtaining relief under federal bankruptcy law. See…
Continue reading ›By Alfred Villoch, III, with Savage, Combs and Villoch, PLLC This meeting is named after section 341 of the bankruptcy code. It’s usually held about one or two months after you file for bankruptcy. You are required to attend this meeting in order to successfully complete bankruptcy and discharge your debts. Your attorney will attend…
Continue reading ›By Alfred Villoch, III, at Savage, Combs & Villoch, PLLC Arigato Japanese Steakhouse, LLC, a restaurant with three locations in the Tampa Bay area, including a popular location in the Carrollwood area, has permanently closed its doors, according to Eric Snider with the Tampa Bay Business Journal. The restaurant was founded in 1971 and has…
Continue reading ›By Alfred Villoch, III, at Savage, Combs & Villoch, PLLC Today, the Wall Street Journal ran an article entitled “A Maze of Paper. SEC Judgment against Raider Paul Bilzerian: $62 Million. Collected: $3.7 Million.” In the article, Michael Rothfeld and Brad Reagan write how Paul Bilzerian was a corporate raider in the 1980s who victimized…
Continue reading ›by Alfred Villoch, III, with Savage, Combs & Villoch, PLLC In Florida, settlement of legal disputes is strongly encouraged. To encourage settlement, the Florida legislature enacted Section 768.79 of the Florida Statutes. Section 768.79 creates a substantive right to collect reasonable attorneys’ fees and costs as “penalties” when a party declines to accept a reasonable…
Continue reading ›By Alfred Villoch, III, Esquire, at Savage, Combs & Villoch, PLLC In a recent blog post, the Bankruptcy Blawg addressed how difficult (almost impossible) it is to get rid of student loan debt in bankruptcy. See http://www.thebankruptcyblawg.com/?p=26. Yesterday, the Tampa Bay Times published an article entitled “Co-signing a student loan carries risks for parents.” The…
Continue reading ›By Alfred Villoch, III, Esquire, at Savage, Combs & Villoch, PLLC Student loans are very difficult to get rid of in bankruptcy. Whether you file bankruptcy under chapter 7 or chapter 13, the test remains the same: you have to prove “undue hardship” in order to discharge or get rid of your student loans. See…
Continue reading ›By Alfred Villoch, III, Esquire, at Savage, Combs & Villoch, PLLC If you’re a few months behind on your mortgage payments, the bank that loaned you the money to purchase your home (or alternatively, the company that services the loan) will likely file a lawsuit with the intent to sell your house and use that…
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